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You know bankruptcy will help you get back on your financial feet. But which chapter type is best? The New Bankruptcy explains the benefits of Chapter 7 and Chapter 13 bankruptcy.
You’ll learn that Chapter 7 bankruptcy will:
wipe out credit card balances, utility bills, and more
protect property you need to work and live
take about four to six months to complete
Chapter 13 bankruptcy works by keeping creditors at bay while you:
catch up on a house or car payment
pay off an overdue tax or support balance
pay less on other debt, such as credit cards and student loans
The 7th edition includes legal updates, worksheets, easy-to-use charts, and a sample bankruptcy filing on the latest official legal forms. Rising living expenses and stagnant wages have many Americans finding it increasingly difficult to pay the bills each month—and many businesses aren’t faring much better. In 2017, dwindling brick and mortar retail sales forced an unprecedented number of retail establishments into bankruptcy. This comprehensive guide helps individuals and small business owners facing financial distress determine whether bankruptcy, or a nonbankruptcy alternative, will provide the best financial solution for them.